109 Calvert Road, Stevensville, MD 21666-3949 $537,500

Interior Sq. Ft: 1,617
Acreage: 0.35
Age:39 years
Style:
Ranch/Rambler
Subdivision: Tower Gardens
Design/Type:
Detached
Description
Welcome to this beautifully maintained 3-bedroom, 2-bathroom rancher in the sought-after waterfront community of Tower Gardens. This move-in ready home offers comfort, efficiency, and exceptional amenities both inside and out. The spacious floor plan features a freshly painted interior and brand-new carpet in the bedrooms. The open living areas flow seamlessly, making it perfect for everyday living and entertaining. An extremely efficient geothermal heating and cooling system, along with an encapsulated crawlspace, ensures year-round comfort and low energy bills. An attached two-car garage and a large custom workshop provide plenty of storage and space for hobbies or projects. Or turn the workshop into a home gym or finish it off for additional living space! The possibilities are endless! The attic space above the garage also provides plenty of storage space which allows the garage space to stay open for your vehicles or boat! The exterior is equally impressive. Enjoy outdoor living on the low-maintenance composite deck while overlooking the fully fenced backyard—ideal for gatherings, pets, and play. Living in Tower Gardens means more than just a home—it’s a lifestyle. Residents enjoy a community recreation lot with a baseball field and playground, as well as a separate waterfront lot featuring a pier and boat ramp, just a short walk from your doorstep. Launch your boat, fish or crab from the pier, or take in stunning sunsets over the water at your leisure. With features like geothermal heating and cooling, a propane generator, a fully fenced backyard, water conditioning system, attic storage, composite deck, and a spacious custom workshop, this home offers an array of upgrades rarely found in today’s new construction. Why wait for a build—and pay a premium for every extra—when you can enjoy all of these valuable improvements now, in a home that’s ready for you today? With its combination of thoughtful updates, spacious workshop, efficient systems, and meticulous maintenance, this property offers a rare opportunity to enjoy both comfort and convenience in a water-oriented neighborhood. Schedule your showing today and discover why this home is the perfect blend of coastal charm and everyday practicality.
Bedroom 2: Main
Bedroom 3: Main
Bathroom 1: Main
Bathroom 2: Main
Dining Room: Main
Family Room: Main
Laundry: Main
Workshop: Main
Home Assoc: $150/Annually
Condo Assoc: No
Basement: N
Pool: No Pool
Features
Water
Water Oriented: Yes; Water Front: No; Water Access: Yes; Water Body Name: Chesapeake Bay; Water Body Type: River; Types of Use: Fishing Allowed; # of Docks: 0; Mean Low Water: 2; Navigable: Yes;
Community
HOA: Yes; Amenities: Baseball Field, Boat Ramp, Common Grounds, Pier/Dock, Tot Lots/Playground, Water/Lake Privileges; Fee Includes: Pier/Dock Maintenance, Recreation Facility;
Utilities
Central Heating, Geo-thermal, Central A/C, Geothermal Cooling, Electric, Geothermal, Hot Water - Electric, Hot Water - Multi-tank, Private Water, Well Water, Public Sewer, Dryer In Unit, Main Floor Laundry, Washer In Unit, Cable TV, Electric Available, Propane
Garage/Parking
Attached Garage, Driveway, Off Street, On Street, Additional Storage Area, Built In, Covered Parking, Garage Door Opener, Garage - Front Entry, Attached Garage Spaces #: 2;
Exterior
Block Foundation, Crawl Space Foundation, Architectural Shingle Roof, Asphalt Roof, Combination Exterior, Deck(s), Porch(es), Flood Lights, Other, Secure Storage
Lot
Privacy Fence, Vinyl Fence
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This report is a detailed community overview for Stevensville (21666), Maryland.
Community Quick Facts
- Average travel time to work for people in this community: 35
- Average salary of people in this community: $63,610
Community Summary
- Population Density (ppl / mile): 391
- Household Size (ppl): 2.63
- Households w/ Children: 60%
Housing Inventory
- Owned: 3,933 (74.2%)
- Rented: 954 (18.0%)
- Vacant: 413 (7.8%)
- Total: 5,300
Population Demographics
The population of the community broken down by age group. The numbers at the top of each bar indicate the number of people in the age bracket below.
Climate and Weather
The Temperature chart displays average high and low values for January and July, and is designed to provide an indication of both seasonal and daily temperature variability. The Weather Risk Index indicates the calculated risk of each type of weather event occurring in the future. This risk is based on historical localized storm events and weather patterns. The national average for each type of weather event equals a score of 100, so a score of 200 would represent twice the risk as the national average, and a score of 50 would represent half the risk of the national average.
Temperature
Education
Highest Level of Education Attained
- Less than 9th Grade: 0.3%
- Some High School: 3.9%
- High School Graduate: 27.4%
- Some College: 18.0%
- Associate Degree: 7.8%
- Bachelor's Degree: 25.6%
- Graduate Degree: 16.9%
Income by dollar range
Median Income: $103,241
Fair Market Rents
The Fair Market Rents show average gross rent estimates based on figures provided by the U.S. Department of Housing and Urban Development (HUD).
- One Bedroom: $454
- Two Bedroom: $1,368
- Three Bedroom: $1,843
- Four Bedroom: $3,188
© 2025 LiveBy. All Rights Reserved.
Contact Information
Schedule an Appointment to See this Home
Request more information
or call me now at 302-529-2601
Listing Courtesy of: Coldwell Banker Waterman Realty , (410) 643-5005, info@watermanrealty.com
The data relating to real estate for sale on this website appears in part through the BRIGHT Internet Data Exchange program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms in which Patterson-Schwartz Real Estate participates, and is provided by BRIGHT through a licensing agreement. The information provided by this website is for the personal, non-commercial use of consumers and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Information Deemed Reliable But Not Guaranteed.
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Listing data as of 9/09/2025.
Broker Compensation
An offer of broker compensation or seller concession is not a guarantee. All compensation offers and concessions are negotiable and subject to written agreement between the parties. Please consult with your real estate agent for more information.